[AIP-12] Handling of bad debt from the recent stkBNB's depeg

[Samsara]

I’m linking to my message in the other thread which wasn’t up long before moving to AIP because it clarifies something relevant

[For Discussion] Handling of bad debt from recent stkBNB's depeg

Thank you. I went back and read the language in the Insurance Plan: What the Alpaca Insurance Plan covers It will cover any shortfall event for which Alpaca Finance’s code or infrastructure is responsible, including: bad debt for lenders, smart contract risk, exploits, economic design failure, severe oracle integration failure, etc. After then double-checking with staff, in this specific case for stkBNB where the depeg happened due to events on a sequence of external protocols (ankr exploit…